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Showing posts with label high risk merchant account. Show all posts
Showing posts with label high risk merchant account. Show all posts

Friday, April 6, 2012

High Risk ECPSS Merchant account for online business



High Risk ECPSS Merchant account ID for your online business 


ECPSS High risk merchant accounts are specifically designed for businesses with a higher chargeback probability. With our unique approach to understanding your business practices and our extensive relatinoships allow us to work with many unique businesses with various degrees of risk.


ECPSS High Risk Merchant Accounts can be easy to acquire with the right set of tools, the tools at the disposal of ECPSS .


Many factors determine which ECPSS high risk merchant account is optimal for your business. Some of these factors include:


    Refund Rate
    Location of your Business
    Product or Service Sold
    Method Through Which Product/Service Is Sold
    Type of Industry
    Monthly Volume and/or Number of Transactions
    Chargeback Rate


As each of these factors influences the overall perceived risk within each potential ECPSS high risk merchant account, some businesses are pushed into the High Risk classification. If your business is classified as high risk, don’t think that this is the end of your business ambitions but an opportunity for your enhancing growth.




ECPSS High Risk Merchant account is the place you should turn for your high risk merchant account needs. Our team focuses predominantly in understanding your business’s needs, your operational structure, your payment acceptance needs, and how payment acceptance limitations can be overcome to acquire you the right high risk merchant account.


Whether you need an adult merchant account or a travel merchant account, we have the tools to get you the right 


skype:goodluck3801 
E-mail: business24@ecpss.com



Sunday, April 1, 2012

The letter to the future ECPSS High Risk Merchant


Excellent ECPSS paymentgateway solutions for your great online business

My respectful friends :

         I am marico ,the ECPSS payment gate way manager from  E-commerce Payment Service Solution(ECPSS), We are professional High risk products of the credit card processor leader , we have established strategic partnerships with VISA, MASTERCARD, JCB, AE. we have members in 190 + countries, supports 25 currencies and offers localized banking in 46 countries. We are always working on making our services available to more people all over the world.
ECPSS Business partners


·      All business types welcomed!
·      Swift and Easy application process!
·      99.9 % approval rating!
·      Onshore and offshore check processing available!
·      World class customer service!
·      We offer you the world class customer service ,so that your customer has unforgettable shopping experience degrees.
·      We have the world class wind control system, we can largely reduce your chargeback.
·      Approval in as little as 24 hours
·      24/7, customer service
·      Best-in-class support
·      No hidden fees
·      Low, competitive rates
·      Secure Technologies
·      No charge for Declines
·      Free Anti-Fraud reporting
Our ECPSS paymentgateway company has been certified by trustwave ,it's a resposibility and good reputation company ,if we can coopertate each other on a long term ,you don't worry about your merchant account locked for the high risk ,we have the advanced risk management to make your business lower risk and reduce chargeback largely .  https://www.trustwave.com/partners.php 
ECPSS is the advanced partner with trustwave



Credit Card Payment Processing
Global Billing Services
With a comprehensive portfolio of features and services to help reach consumers worldwide, ECPSS's all-inclusive global payment processing solutions offer more
Geo-targeted payment forms, multilingual support, acceptance of all major global payment types, and multiple currency options enable merchants to deliver messages to international consumers in a language they understand, and a payment method they are comfortable using.
Chinese Cooperation Banks partner with ECPSS
Visa,Master,American Express,Union Pay, Diners 

club International ,JCB,Citi bank ,FubanBank 

ICBC(Industrial and Commercial Bank of China) 

Agricultural bank of China The bank of China CBC 

(China Construction Bank) CMBC(China Merchants 

Bank) HXB(Hua Xia Bank) Traffic bank CMBC(China 

Minsheng Banking Corp. Ltd.) CEB(China 

Everbright Bank) Citic bank Industrial bank 

China's postal GDB (Guangdong Development Bank) 

Guangdong union pay


Supplemented with complimentary fraud control, membership management, 24/7 online consumer support, and more, it truly is global payment processing without the hassle.
Online Merchant Global Billing Services
Buying securely and conveniently. Managing subscriptions and purchases online. Receiving live support 24/7/365. When transactions are processed through ECPSS, it's all part of the experience. Accepting all major payment methods, employing robust security measures and backing everything with accessible consumer support are just some of the ways ECPSS has developed a brand consumers trust while processing millions of transactions each year.

Countries we support for bank transfer deposits




if you have friends doing business online by internet ,if possilbe ,please free to introduce  me to them ,we can offer them professional high risk products of payment way.
i am really sorry if my mail makes you feel confused ,but please free to know it , i will not trouble you again ,maybe we can become best friends in the future.i like making friends all over the world .
Why ECPSS payment gateway?
While it may be tempting to try to get, and manage, your own merchant account, there are several advantages to choosing ECPSS payment gateway.    
ECPSS International Marketing Manager:Marcochen


  • Money & resource savings – ECPSS payment gateway  completely automates the sales processing functions for your website, eliminating your monthly overhead and reducing all of your costs into one set rate per transaction.
  • Implementation process – ECPSS  payment gateway  allows you to get your site up and running quickly and easily. No scripting or complex programming is necessary and there is no equipment or software to buy.
  • Reputation and confidence – Processing transactions , ECPSS payment gateway consistently maintains the highest service standards in the industry, producing strong consumer confidence for our service and your website.
  • Consumer support - Low processing rates are meaningless without good, 24/7/365 end-user and consumer support. ECPSS payment gateway 's live billing support center means you don't have to house and staff your own consumer support team, and ECPSS also offers an online service center for quick order lookups, cancellations and tracking. 
  • Allocation of resources - With ECPSS payment gateway  managing the payment processing functions for the sale of your goods, you are free to allocate more resources to more important business tasks, such as sales forecasting, marketing, order fulfillment and membership services.
  • Fraud detection – ECPSS payment gateway maintains a proprietary and advanced fraud detection system, built to identify and reduce online fraud. You can take advantage of ECPSS  payment gateway 's expertise to minimize fraudulent transactions and build increased consumer confidence.
  • Scalability – ECPSS payment gateway is scalable, allowing you to expand or shrink your e-commerce capabilities in accordance with your business requirements. With no monthly minimum, you pay a set fee that is based on your sales volume.
About ECPSS payment gateway
Withdraw funds and manage currencies with click of the mouse! 


As a trusted leader in global payment solutions, ECPSS payment gateway  processes more than a billion dollars in transactions each year and is one of the largest third-party payment processors. ECPSS payment gateway maintains a comprehensive set of proprietary backend and Web-based administration systems to effectively process transactions for a wide variety of markets and help provide businesses the tools and practices necessary to successfully operate.
ECPSS payment gateway understands the credit card and payment industries, and is committed to delivering innovative solutions to support the initiatives of merchant clients and meet all compliance standards. An impeccable payment record, reliable problem-solving techniques, executive team with more than many years of payment processing experience, and phenomenal consumer support underscore ECPSS payment gateway 's commitment to the markets it serves.
special words :
now we have 8000 online merchants from all over the world to 
use our payment gateway service . Each month we have 100 
billions sales volume . we are all real businessman ,one of the most important business key is trust ,please free to trust us ,we will give a amazing surpise for your great business .
cooperation creats win-win ,service upgrade value!
wish you have a nice day and have a good business in the future ! 
GOD will bless you 
Best Regards
Marico

Contact details :
Skype:goodluck3801
business24@ecpss.com
website site:http://www.ecpss.com/index_en.html  

Monday, February 20, 2012

High-Risk Products

Counterfeit products are so common in today’s marketplace that many people take them for granted. Indeed, some consumers are happy to purchase cheap imitations of expensive designer clothing and accessories and knockoff watches bearing prestigious brand names. Others purchase counterfeit goods, thinking they are genuine, and are disappointed or outraged when they discover they have been duped with a fake. Of course, these kinds of counterfeits pose no safety risk. However, counterfeit electrical products—their number rapidly growing—bring serious performance issues and safety hazards that can result in injury and death.


Product performance and safety are not considerations of counterfeiters who use inferior materials and assemble products made to fail, enabling them to sell their goods at prices far below genuine products. Counterfeiters focus on products that can be easily mass produced at low cost. Furthermore, they often use well-known names and include unauthorized Underwriters Laboratories (UL) marks to further mislead buyers.
Categories of electrical products identified as high risks for counterfeiting by the Electrical Safety Foundation International include control relays for industrial equipment, circuit breakers, fuses, electrical receptacles, ground-fault circuit interrupters, conduit fittings, electrical connectors, lamps, electronic lamp ballasts, dry cell batteries, lithium-ion batteries, smoke detectors, power strips and surge suppressors, electrical extension cords and power cords for computers and other equipment.
Counterfeit circuit breakers have become a global problem, said Clark Silcox, legal counsel for the National Electrical Manufacturers Association (NEMA). 


“We are seeing knockoffs of several well-known North American brand names of residential circuit breakers. In the Western Hemisphere, the problem is present from Canada to the end of South America. The source of the counterfeit residential breakers appears to be exclusively China, where Chinese counterfeiters are even making knockoffs of well-known Chinese brand name circuit breakers,” Silcox said.
In addition, the industry is seeing knockoffs of well-known brands of larger molded-case circuit breakers used in commercial settings.
“Some of the larger circuit breakers are from China,” Silcox said, “but others are genuine products believed to be destined for export but which were diverted and labels adulterated to remove valuable product information, including information that could be critical to a product recall or relabeled for the domestic market. In some of these cases, the circuit breakers have been ‘up-amped’ to misrepresent them as products they are not in order to resell at a higher price.”


Silcox noted that, while there is evidence of counterfeit brand names on wire and cable, the bigger problem is products that bear counterfeit certification marks primarily on extension cords and power strips sold through deep discount retail outlets and at flea markets.
“These products are dangerous,” Silcox said. “The common thread and threat is that the cord is substandard and does not meet the listing agency’s specifications. Almost always, the copper wire gauge is thinner than that called for by safety standards that the test labs test to. Because copper has become very expensive, using less copper enables the counterfeiter to sell the product at a lower price by creating an unsafe condition.”
NEMA members estimate approximately 750,000 counterfeit ground connectors were imported from China and India in 2007.
“The safety standard calls for a minimum 10 mils of copper to be applied evenly across the 8-foot steel rod to protect the rod in the ground from degradation due to corrosion,” Silcox said. “Ground rods meeting the safety standard will typically last for 40 or even 50 years in the ground, providing building owners and utilities with long-term protection from the risks of power surges due to events, such as lightning. The counterfeit rods that NEMA has seen have 2 to 3 mils of copper, which means they will last five to eight years in the ground, at which time the risk of corrosion sets in.”


Label issues
In legal terms, a product is counterfeit if it bears a mark identical or substantially indistinguishable from a genuine trademark registered with the U.S. Patent and Trademark Office. Unauthorized use of the UL or Canadian Standards Association International mark places a product in the counterfeit category. Typically, the term has come to be used to include inferior equipment that has no name or marking, labeling that misrepresents the product’s specifications, and look-alike knockoffs that do not carry the imitated product’s name but are designed to look like the genuine article. Silcox said court cases have held that the practice of label adulteration is counterfeiting.
“Producers of counterfeit products, including circuit breakers, use inadequate materials and manufacturing processes, often without a thorough understanding of the products’ necessary design specifications or intended use,” said Jim Pauley, vice president, industry and government relations, Schneider Electric North American Operating Division, Palatine, Ill. “Most counterfeiters have no knowledge of how the product works. They use reverse engineering to attempt to replicate the genuine article. But after disassembling counterfeit circuit breakers, we find they are made of inferior materials and may include parts that would never be used together—parts from different models, for example. Tests confirm counterfeits will not function properly and cannot pass basic tests as circuit breakers.
“Counterfeiters do not care if their products work,” he added. “They are not looking for repeat customers. If a recall of a counterfeit product is issued by a government agency, the original counterfeiter never bears the burden of that recall effort. Suppliers have no recourse, and buyers get what they paid for.


“In our experience, most counterfeit products are manufactured in China, but we also have discovered entities in the U.S., Mexico and South America that are distributing counterfeits,” Pauley said.
“Counterfeiting is a significant problem, and it’s growing as counterfeiters become more sophisticated and more brazen,” said Kevin Yates, vice president, Residential Products Division, Siemens Energy & Automation, Alpharetta, Ga.. “The problem is especially troubling in the residential and commercial construction markets, as electrical components like circuit breakers are easy targets. A recent survey in ELECTRICAL CONTRACTOR magazine found that almost 86 percent of those responding could not tell the difference between real or counterfeit breakers. Counterfeit circuit breakers pose serious safety and business issues beyond the economic impact. They put lives at risk. Safety standards are not being met, and no warranties or guarantees back them up.”
Yates said Siemens’ primary interest in this issue is the safety of its customers and channel partners. However, Siemens also wishes to protect its brand. To address the situation, the company is focusing on education, identification and prosecution if necessary.
“Counterfeiters make copies. They are not the designers,” said Kevin Harris, international policy manager, European organization, Eaton Electrical Group. “They use inferior or recycled materials. And they may eliminate certain components, and they miss out on quality control. The products may look okay and very often can be quite difficult to identify as counterfeits. But they do not work and rarely perform to the specifications on the labels, so reliability is greatly impaired, which can result in severe health and safety issues to the public.


Larry Wilson, senior communications manager, Fluke Corp., Everett, Wash., said Fluke is facing a different problem.
“We aren’t seeing counterfeits of our testers, but cheap look-alike units whose makers attempt to make their appearance through face design and color combinations appear to be Fluke equipment,” he said. “To protect our brand, we own rights to the color combination and faces of our testing units and are very vigilant about taking legal action against those who violate our copyrights.
Wilson said Fluke tests all of its meters before they are sold, subjecting them to high voltage spikes to make sure they exceed industry standards. It is unlikely look-alike equipment meets industry specifications, and those Fluke has tested fail to withstand spikes.
“The insidious thing about this is that, to make a buck, people are put in danger,” Wilson said.

A construction and tools writer can be reached at skype:goodluck3801 and business24@ecpss.com

Thursday, February 16, 2012

Credit card merchant account

Here’s your chance to learn details about different terms and phrases used in the merchant account industry. Our merchant account knowledge base is constantly growing each and every week. If there is a payment processing phrase that is commonly used that you would like to recommend here please contact us.
Please be aware this section of MerchantSeek is very new. We’re developing a list of payment processing phrases that we’ll be adding in as time goes on.


Merchant Account Services & Other Payment Solutions

Merchant services, accepting credit cards online and other payment processing solutions is vitally important to the success of your business. The fact is, your businesses success or failure can depend on whether or not you accept credit card orders. Searching for a good deal from a merchant account provider is a slow and tedious process. Now, we’re bringing the merchant accounts and ATM machine options to you! That’s right, no more time consuming searches on the search engines, because we’ve done the searching for you. We have both developed an online database providers who issue merchant accounts, and created extensive archives and resources (articles, news and more).  MerchantSeek was created to aid you in the process of locating a provider that is right for your businesses needs and budget.

A General Introduction

Credit card processing can be a confusing subject. Before you jump in with both feet lets give you an introduction; What merchant accounts are, what information is needed to obtain your merchant account and rates/fees involved.

What is a Merchant Account?

Merchant accounts are special accounts that are setup for a business to accept and process credit card orders. After processing a customers credit card the transaction goes through a series of complex stages. The money transferred through the merchant account is then deposited into the business’s checking account within 2 to 3 business days.

Requirements for Merchant Accounts

Getting important information together ahead of time will ensure that you breeze right through your merchant account application process. Here’s what you may or may not (depending on the provider) need in order to obtain your merchant account:
  • Checking account (some providers set you up with one but most require that you have one already. If you’re a Sole Proprietor you may usually use your personal checking account, however if you’re an LLC or Corporation you may need a business checking account).
  • A copy of a voided check (if you use your own checking account for funds to be deposited in).
  • Articles of incorporation, business license or re-seller license. – only if applicable. (A ‘Certificate of Assumed Name’ from your county Register of Deeds office may be all that is required. These only cost around $8.) The purpose of this is to prove you are a legitimate business.
  • Pictures of business office and location – usually only if you’re high risk – (this extra step can save you money in credit card processing costs). If you are not considered high risk when you apply this is typically not needed
  • Have a web site (if you want real-time online processing). If you are not an online business you will not need a website
  • Return policy information (even if it’s “no refunds” a provider will need to know this).
  • Higher risk accounts may need to Provide trade references.
  • Photocopy of recent tax returns may also be needed for higher risk accounts (may or may not be needed depending on monthly sales volume you expect through your merchant account).
  • A photocopy of your drivers license may only be required if you’re a Sole Proprietor that doesn’t have a business license.

Tuesday, February 14, 2012

Greater Security, Flexibility, and Global Acceptance Driving EMV Adoption in U.S.

On August 9, 2011 Visa moved forward with a three-part plan to speed up the adoption of EMV chip technology in the United States. Globally, for both credit and debit cards, the standard represented 40.1 percent of the payment cards in circulation for the first quarter of 2011 with 71 percent of the POS devices in the world capable of using the cards. The U.S., however, has dragged its heels on embracing EMV cards, with companies issuing them to their customers who travel abroad and not pushing acceptance of the more secure standard for domestic transactions.

EMV Offers Strong Anti-Fraud Protection

When compared to traditional magnetic strip cards, an EMV card is much harder for thieves to manipulate for purposes of fraud. The authentication and verification of the associated PIN is automatically performed by the chip, with each transaction carrying a unique data “stamp.” This dynamic feature makes the card’s data relative to the given transaction only, and both symmetric and asymmetric cryptography are used. The entire system of key management is elaborate and secure to create integrity in the transaction.
There are no numbers on fraud with these cards in the U.S. for obvious reasons, but statistics gathered by groups like Banque de France, UK Payments Administration, and Interac in Canada prove that EMV technology lowers fraud at physical points of sale, at automated teller machines, from counterfeiting activities, and in scenarios where the card is not present.

Failure to Implement EMV is a Problem for U.S. Travelers

Another factor driving acceptance of the technology in the U.S., beyond the fact that EMV is a sophisticated and secure platform, is the fact that EMV has emerged as a global standard. American business travelers are not only inconvenienced, but are at a disadvantage when they travel abroad and attempt to use archaic magnetic strip cards that are refused at POS transactions and at unattended terminals. Additionally, in accepting EMV, merchants are positioning themselves to take contactless and mobile payments as well, like those enabled by near field communications on smartphones.

EMV Also Driving Mobile and Contactless Transactions

 

At the POS, a mobile payment transaction is not seen as any different than a card transaction since the payment is based on the EMV specifications. Although there are few contactless terminals in the U.S. at present — maybe 7 million locations representing 2 percent of merchants –more than 50 percent of Americans have smartphones. Their perception of what they can do with those units rather than just make phone calls is expanding daily, and they are rapidly becoming accustomed to the convenience of having a hand-held computer at their disposal.

Visa’s plans to accelerate the acceptance of EMV payment technology in the U.S. are well timed, and geared toward a market already ripe for the more secure transaction, with some banks and currency exchange companies already issuing EMV cards. Perhaps most significantly, Walmart is in the process of upgrading its POS devices for EMV compliance. The widespread adoption of the more secure EMV platform will depend both on consumer demand and attractive incentives like those being offered by Visa to merchants to make the change.
The EMV picture should look far different in the U.S. by the end of 2012, when the country should be closer to accepting that EMV cards are the global standard and that American consumers are being left wide open to fraud with the out-of-date metal strip technology.

GOOD NEWS

Are you tire to find a professional payment gateway for your great business ?
we are the professional online payment gateway ,we can accept visa,master ,JCB,AE credit card payment method ,all high risk  business types welcomed! 99.9 % approval rating!Never locked your merchant account!Low, competitive rates .

skype:goodluck3801
E-mail: paymentgateway@yahoo.cn
website site:http://www.ecpss.com/index_en.html    



Offshore High risk Merchant Account

If your business one of the following: retail, online pharmacy, travel, ticketing, entertainment, etc. please complete the form below to receive a rate quote within 48 hours or less. Our featured providers are specialized in offering payment solutions to both low and high risk merchants.

  • The most competitive offshore processing costs that you’ll find anywhere.
  • Accept major credit cards, debit cards and checks.
  • Back-end reporting, query, and data download tools
  • Multi-currency processing and settlement
  • Technical support
  • Simple integration
  • Recurring billing
  • Advanced fraud prevention solution
  • 3D Secure is supported
  •  

Offshore Merchant Account Inquiry/Pre-Application

 

Simply complete the form below and a sales representative will contact you shortly with more information and your rate quote.
Are you tire to find a professional payment gateway for your great business ?
we are the professional online payment gateway ,we can accept visa,master ,JCB,AE credit card payment method ,all high risk  business types welcomed! 99.9 % approval rating!Never locked your merchant account!Low, competitive rates .

skype:goodluck3801
E-mail: paymentgateway@yahoo.cn
website site:http://www.ecpss.com/index_en.html