Wednesday, July 25, 2012

FAQ of ECPSS Merchant Account

1. When do I get paid? 
We pay weekly with 24-48 hours behind.
Back to top
2. Is it complicated to use Control Panel? 
No. Everything is automated. The main function merchants have is to website within their Control Panel. Everything else will be automated. If you still have problems, we are willing to do the setup as well at no cost.
Back to top

3. What exactly is a membership and why would I want it? 
Membership system will allow you to sell content. For example, in order to access certain web pages you would need a password.  The membership system allows you to sell access or permission to view certain pages.
Back to top

4. What credit cards do you accept? 
We currently accept Visa, MasterCard ,JCB,AE credit card ,china-union pay bank card (union pay debit card and credit card )for instant online sales.
Back to top

5. How much does it cost to sign-up for ECPSS? 
There is sign-up fee. No hidden charges.
Back to top

6. Are there additional fees for rebilling features and memberships? 
No. Everything is included within one low fee.
Back to top

7. Do you provide API interface? 
Yes, we have XML ,JSP,PHP,.NET ,ASP,ec-shop,magento,opencart ,osc, prestashop, virtuemart, wordpross, zencart,API interface
Back to top

8. Do you accept merchants outside of Canada and United States? 
Yes, ECPSS accept merchants in any countries.
Back to top

9. Will International merchants need to incorporate and set up bank accounts in Canada or the United States? No, International Merchants do not need to incorporate or set-up bank accounts in Canada or US. We will wire your monies to your bank account in which ever country you wish. Minimum wire transfer amount is $5000$.
Back to top

10. Does ECPSS provide any 1-900 or checks processing payment options? 
At this time, we do not offer any 1-900 or checks processing services.
Back to top

11. Do you have set pricing, or can I charge whatever I want?
You can charge any amount you want, as long as it is more than $1 and less than $2000.
Back to top

12. Do you accept both electronic and physical delivery merchants? 
Yes, in many cases our merchants will offer both electronic download and physical delivery of products or services from their  
Back to top

13. Does the merchant web site need to be hosted in Canada or the United States? 
No, you may have a web site in which ever country you wish. You will simply be hyperlinking to us for the secure, on-line credit card processing, so whether your site is across the road or halfway around the world makes no difference to us!
Back to top

14. Do I have to place any forms at my web site? 
No. All the forms are handled at our server. There is no need for any forms or "secure" environment at your side. You just link  to our secure order page.
Back to top

15. Do you have a holdback on sales income? 
A security deposit is required for all accounts. Currently we deduct 10% (depends on business type) for holdback fund.  Holdback fund returned to you within 6 months.
Back to top

16. Do you notify me if there is a chargeback? 
Yes, we will e-mail you notification that a chargeback has been processed. We send all e-mails to the address specified in our  ACCOUNT INFORMATION database (not the email address in the web site information database.) Chargeback fees will be applied to  your next payment.
Back to top

17. May I dispute chargeback? 
You're able to dispute chargeback only if you have valid proof of delivery :received code of chargeback is 4855 (for mastercard) or 30 (visa) (non-delivery)signed person is the same who ordered items (cardholder)
when the signature is possible to view (AS IS)you should provide proof of delivery during 7 business days after chargeback received.

Back to top

18. Can I check my sales statistic at any time? 
Yes, you can check your sales statistics at any time by simply log-in our Merchant Control Panel.
Back to top

19. Will I need to purchase and/or install any special software or hardware to use ECPSS? 
No, you will not. ECPSS provides everything you will need to process online transactions. We will also provide full support with the creation of the interface required for our systems to communicate with each other. The setup is fast and easy!
Back to top

20. If I apply for own descriptor with Your company will I get a real merchant account? 
Yes, for big turnover merchants ECPSS setup your own descriptor with domain and phone number which customers will see in their  
bank statements. There would be setup fee, you may pay it from your first sales.
Back to top

21. Are there volume caps? 
No there are not. You can process as much as You want unless we specifically set a volume cap for Your business. Generally we  
dont do it.
Back to top

22. What currencies can You accept transactions in? 
Back to top

23. What is a chargeback? 
A chargeback is a forced refund from a customer's credit card company. It occurs when a cardholder decides to formally dispute a charge on his/her credit card bill, often because of someone fraudulently used that card number. According to credit card  associations rules, Internet merchants must accept credit card fraud as part of the normal risk of doing business on the Internet. The amount of credit card fraud highly depends on your business nature. To reduce chargebacks, try to collect as much information as possible from your customer, and perform a phone order confirmation. If the order is found to be valid, then  proceed with the order. A chargeback fee is a penalty fee that passes on to the merchant.
Back to top

24. What is Holdback? 
The Holdback is a percentage of the total transaction volume that is used to prevent catastrophic loss resulting from  chargebacks. Typical holdback is 10% for 180 days. Once the 180 days has expired, the funds will be released back to your  account. The fund is calculated and withheld for every payout period.
Back to top

25. Can I speak with sales representative by skype? 
Yes, you can contact us by Skype:goodluck3801 and ask any questions.
Back to top

26. Do you have integration manual?
Yes, you can get it from skype:goodluck3801 or ecpss2012@gmail.com
Back to top

Contact info:
Skype: goodluck3801
Website :http://www.ecpss.com/index_en.html

capture Grassroots Marketing for Nonprofit Organizations with ecpss merchant account help

      Marketing can mean a number of things, depending on who you ask. For the purpose of this blog post, I’m talking about nonprofit fundraising marketing that: 1) identifies prospective donors who give of their time, talents, influence and money, 2) engages donors in a meaningful way so you can 3) retain donors for years to come.
Remember, it costs less to keep a donor than it does to acquire a new donor.
The term grassroots marketing used to mean marketing at the local level in the most inexpensive way possible, usually through the local newspaper, public television and radio, billboards, and your own marketing communications.  It meant branding your organization by saturating the community you serve with news about your good deeds and the difference you’re making in the community.

Grassroots marketing still means the same. Only now the “community” you can (inexpensively) reach has broadened considerably thanks to the Internet.
Marketing to your local community is still essential because the local community is generally where your most ardent supporters come from, including volunteers.  But marketing to the larger community through the Internet has become so inexpensive that every nonprofit organization can participate. And you should. The more people you can reach, the more your story is heard and the more likely you are to expand your base of financial support.

Which brings me to my new definition of grassroots marketing: imaginative, low-cost, high-impact marketing from the trenches; marketing you do yourself or get someone to do for you at no cost because there’s absolutely no money in the budget for anything even remotely related to marketing.
For nonprofit organizations, time and money are usually in short supply, but that doesn’t mean you can’t effectively market your cause. Just keep in mind that the most successful marketing messages are memorable and relatable. You don’t have to spend a lot of money on marketing as long as you make that emotional connection with your target market.

Here are a few suggestions …
Volunteers are at the core of all successful nonprofit organizations.  Volunteers are more than willing to do the work you don’t have the skills to do or the funds to pay someone to do. They are the most loyal, most likely to remain with your organization for the long-haul, and they want your organization to thrive.

Your Database
Once a year (or more often if you have the time), run an audit on your donor database. Whether you’re using a proprietary donor database or Excel, go through all your records and remove any duplicates or outdated records.  This is an incredibly easy thing to do and, other than your time, costs nothing, yet it can make a world of difference in your marketing efforts.
If you don’t have a donor database, start one today.  A database is the cornerstone of your marketing (and fundraising) and crucial to your success. In addition to getting basic contact information (name, address, email address, etc.) on all your donors and prospective donors, record …
  • what their interests are as they relate to your cause and their interests in general
  • how the person came into your organization (board member, volunteer, 2012 special event attendee, through the website, etc.)
  • how people want to be communicated with (email, by phone, face-to-face, etc.)
  • where people work (because many companies have volunteer and donation programs you can tap into)
Don’t forget to keep volunteer records in your database. Document volunteers’ skills so you can find the expertise you need when you need it.
Your Website
Every nonprofit organization should have a website. There’s just no way around it. Maintaining a website can be time-intensive though. Find a volunteer within your organization or someone with a vested interest in your organization who can help set up and maintain a website. Check out TechSoup.org for a free or reduced-cost website creation program you can easily edit from your office.
Make sure you keep control of the website’s content, and that means: 1) clearly defining who you are as an organization and the people or community you serve so visitors understand your mission within seconds of entering your site; 2) having a clear call to action … if you want people to donate, have a Donate button or if you want people to sign up to volunteer, have a Become a Volunteer button; 3) using SEO or search engine optimization so people can find you; 4) well-written, donor-centered articles that engage the reader; and 5) a way to capture visitors’ names and email addresses.
Make certain all the visitors’ names and email addresses are recorded in your database. A volunteer can do the work as long as you have complete oversight for any content that is posted or deleted from your website. Regularly add new articles to keep the content fresh and visitors interested.
I’ve talked about my favorite Pinterest trick: Add a “Pin It” button on your website and invite donors and volunteers to create their own boards that showcase your cause. Be sure to ask your donors and volunteers to include a link back to your website on all their boards. (See my article “Should NonProfit Fundraisers use Pintrest?“ to read about other ways to use Pinterest.).
Or, designate a volunteer who can pin photos of last year’s special event. Don’t forget that link back to your website so people can learn how they can participate in this year’s event.
If you have a Facebook page, you can merge Pinterest into Facebook. Folks won’t have to leave Facebook to see your fantastic photos and graphics.

Community Partner
This suggestion is decidedly low-tech but very effective. Identify a local business you can develop a working relationship with and nurture that relationship. Become the “go-to” nonprofit organization the business owner wants to join forces with. When the business owner wants to do a little grassroots marketing of his or her own – perhaps host a charity event or sponsor a 5K run – your organization is the one that gets the call.

Contact info:
Skype: goodluck3801
Website :http://www.ecpss.com/index_en.html

Saturday, July 21, 2012

What is Bank ACH Transfer?

What is Bank ACH Transfer?
 How is it different from Bank Wire Transfer?
Are you confused about ACH transfer and bank wire transfer ? let us make it clear today together !
It generally refers to Direct Deposit or other electronic payments
The Automated Clearing House (ACH) is an electronic network for financial transactions. ACH processes large volumes of both credit and debit transactions which are originated in batches.
ACH credit transfers include direct-deposit payroll payments and payments to contractors and vendors. ACH debit transfers include consumer payments on insurance premiums, mortgage loans, and other kinds of bills. Businesses are also increasingly using ACH to collect from customers online, rather than accepting credit or debit cards.

Debit transfers also include new applications such as the Point-of-Purchase (POP) check conversion pilot program sponsored by NACHA. FedACH is the Federal Reserve's centralized application software used to process ACH transactions. Both the government and the commercial sectors use ACH payments. The Electronic Payments Network is the only private sector ACH Operator in the United States.
Automatic Clearing House or Electronic Fund Transfer. A mechanism from transferring money directly between bank accounts
ACH standards for automatic clearing house. In modern usage it is more common to encounter the terminology EFT (electronic fund transfers).
   These terms are not quite synonymous:

All refer to a mechanism by which banks are able to transfer money directly from one account to another (held by a different party) at the request of the owner of the first account. A transaction charge may be levied by the bank for providing this service. Transfers between banks within different countries are more complicated, and usually attract larger fees as well as being more restricted.

Many online banking services allow users to conduct small transfers of this type automatically, often hidden within an option such as "make a payment". Internet-based services for conducting international transfers can be found easily by searching for suitable terms using google or similar.

The difference is essentially that ACH  and BWT (bank wire transfer) are both subsets of EFT. Typically, BWT take place the same day that they are initiated, whilst ACH-based transfers can take a longer period (typically up to three days).

ACH = type of Wire Transfer

ACH = Automated Clearing House.  It is a type of electronic funds transfer between two entities' bank accounts.  It is typically used for payment processing.  A wire transfer is an electronic funds transfer directly between the accounts.  Wire Transfer is simply a generic term whereas ACH is a more specific type of wire transfer.

Another way to think about ACH is that it is tied more specifically to a business transaction.  So, if you receive your paycheck through direct deposit, that is an ACH wire transfer of funds to your account for the purposes of payroll.  The payroll is the transaction.

Anyone can perform a wire transfer of funds.  You can go to your bank to perform such a transfer.  It requires authorization to do so.  But, you cannot perform an ACH transfer between two individuals.

Automated Clearing House (ACH) is a secure network for connecting financial institutions and banks. Through the ACH Network, businesses, individuals, government organizations and financial institutions deposit, electronically pay, transfer, debit and conduct other financial transactions. The ACH Network is used primarily by businesses to process payments from e-commerce sites, municipal utility districts, healthcare institutions, non-profits, government entities, educational institutions, and property management companies.

Contact info:
Skype: goodluck3801
Website :http://www.ecpss.com/index_en.html