Online Payment and Credit Card Processing Options

By offering a credit card processing and online payment service such as Paypal or Worldpay on your website, you enable your visitors to make direct payments into your merchant account. Many online payment services are highly secure, free and offer cheap credit card processing services. Most online payment providers collect a small commission for the credit card processing service.
ECPSS
Ecpss is a leading e-payment service provider , with a mission to provide better e-payment solutions and value-added financial services through technology and innovation.. Ecpss is the rising leader in secure online payment solutions that was founded to facilitate safe instant payments between individuals and online businesses.
Under the "Ecpss" brand, the Company's products and services aspire to support a safe and convenient transaction environment and establish secure, fast and confidential payment platform for e-commerce operators, Internet content providers and individual users.. "Ecpss" is the number one choice for making money and sending payment online.

The Company has established strategic partnerships with VISA, MASTERCARD, JCB, AE.
Ecpss has members in 190 + countries, supports 21 currencies and offers localized banking in 46 countries. We are always working on making our services available to more people all over the world.we can accept visa,master ,JCB,AE credit card payment method ,all high risk  business types welcomed! 99.9 % approval rating!

PayPal

Paypal is the easiest way for customers to make online payments. Payment is made either directly through your website or via e-mail. Paypal charges a small fee for credit card processing. When a visitor from your website initiates to pay you using Paypals online payment service, the customer is sent to a secure Paypal website. He or she than enters the details of their credit card for verification and processing. After the transaction, Paypal will redirect the user back to your website.
WorldPay

WorldPay is a popular online payment service used by many ESL tutoring services, or with companies dealing with foreign currency. Worldpay offers a very flexible and simple solution to multi-currency payment. In addition to visitors making online payments on your website, Worldpay allows you to collect payments by phone, fax or mail using the same online payment processing service.
To use the services of Paypal, Worldpay or some other online payment and credit card processing service provider, you will have to copy and paste some simple HTML codes into your web pages.
skype:goodluck3801
E-mail: paymentgateway@yahoo.cn

What are the specific costs of an online payment gateway?

Discount Rate
The first thing you need to know about is discount rates. These rates (usually 2-6%) are commissions split by a few parties taken from your client’s payment. They are attributed to your merchant account provider and/or payment gateway and finally, the credit card provider. They will vary greatly depending on the payment gateway/ merchant account setup you choose but will be involved in any credit card transaction you ever make.

With some payment gateways, the discount rate will decrease as the your total monthly sales amount is increased through that gateway. For example, with Google Checkout, the discount rate a totally monthly sales of less than $3000 will be 2.9% but for over $10,000, it would decrease to 2.2%.
Monthly Fees
Almost all payment gateways that require a merchant account charge a monthly fee. The more services and functions your gateway offers  (or you choose), the higher these fees will be.

It’s worth noting that some of these fees are optional, and if you integrate with an application to handle your e-commerce, you may not need some options. For example, some payment gateways will add an extra charge if you want to use their service to enable auto-billing (the ability to process regular, pre-authorized payments on a client’s credit card).  If you set up auto-billing in ECPSS merchant account , you don’t need to pay anything extra to your payment gateway.
One common value-added feature you might want to consider is a fraud detection toolbox. With most payment gateways, you are given a number of tools to help you guard against fraud, such as filters to define the scope of people or places you receive payments from. As an example, ECPSS payment offers their Advanced Fraud Detection Suite. It’s a good idea to add this service if you will be accepting payments from people who you do not have an existing relationship with (ie people who sign up on your website, as opposed having been a client for 10 years) because it will help reduce chargebacks.
Per Transaction Fees
Lastly, for each transaction you process, most payment gateways charge a flat fee. It’s usually under fifty cents per transaction, but I’m afraid this fee is pretty much unavoidable.
Setup Fee
When you sign up for a payment gateway, there is also usually a setup fee. Sometimes, it’s free (like PayPal Standard), but most of the time the setup fee ranges from $49 – $250. The good news = at least the setup fee is only a one-time charge, and I am positive you will quickly earn it back.

   Laid out like this all in one list, the costs may seem surprising. But when you factor the costs into enhanced convenience for your customers and dramatically improved cashflow, as well as the time your will save collecting from your customers (no checks in the mail, or records to update because ECPSS payment gateway will do that automatically), it is well worth it.