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Tuesday, July 17, 2012

what's the fee of ECPSS-china union pay merchant account


ECPSS-china union pay merchant account allows you to accept yuan payment online .




1 1% transaction processing fee 
2 T+0 settlement schedule 
3 0% rolling reserve 
4 settlement in USD or RMB(yuan) and send out side of china easily  !
5 Any oversea and domestic merchant who captures china's marketing are welcomed to apply epcss -china unionpay merchant account ID for your online business !


Contact info:
E-Mail:ecpss2012@gmail.com
Skype: goodluck3801
Website :http://www.ecpss.com/index_en.html

why you need to have ECPSS-china unionpay merchant account ?



why you need to have ECPSS-china unionpay merchant account ?


ECPSS becomes the first acquirer in the US and Europe to enable merchants to sell directly to the booming Chinese market online ECPSS, the global leader in payment processing, and China UnionPay, the fastest growing card scheme in the world, have today announced a partnership which will see ECPSS become the biggest acquirer outside of China for eCommerce UnionPay transactions. The agreement will see ECPSS become the first UnionPay Online Payment acquirer in the US and the vast majority of Europe, to enable merchants to sell directly to consumers in China, as well as UnionPay cardholders outside of China.




The announcement allows merchants to tap into enormous Chinese spending power, which has grown exponentially in the last few years. The middle class population has risen from 35 million households in 2006 and is expected to top 100 million by 2016, whilst the number of dollar millionaires rose 10% in a year to 960,000. As well as this huge increase in spending power, the Chinese have become more transient. In 2001 only 12 million Chinese travellers took a foreign trip , the Chinese Government 
estimated this number reached 64 million in 2011 and will grow 11% year-on-year.China UnionPay has grown at an extraordinary rate and now rivals some of the world's largest card schemes. According to an investigation by A.C. Nelson, an international authoritative investigation institution, up to 100% of Chinese domestics are familiar with the China UnionPay brand, significantly higher than any other bankcard brand in China.


The potential eCommerce market for merchants selling to China is huge. The Chinese have a high demand for international products, so ECPSS's move to become the first eCommerce acquirer in the US and the vast majority of Europe to enable merchants to sell directly to China marks a significant game changer for international eCommerce.China is rapidly overtaking many nations to become one of the biggest spending powers in the world. The announcement today between ECPSS and China UnionPay is incredibly significant for merchants that want to sell to China online. eCommerce has 
removed geographical boundaries, opening up the opportunities for merchants to sell to consumers regardless of country or origin. ECPSS is now able to make this a reality for merchants that want to sell to China, opening up a lucrative market."




UnionPay stated that UnionPay is stepping up efforts to better meet the demand of cross-border transactions through cooperation with partners to further improve the acceptance network and services overseas. At present, UnionPay cards are accepted in 125 countries and areas around the world. Cardholders can also make cross-border purchases via the Internet with about 8 million online merchants in Hong Kong, Taiwan, the United States, Japan, Korea, Singapore, Australia, New Zealand and a large number of 
countries in Europe. The cooperation with ECPSS is a significant step forward to expand UnionPay acceptance overseas. In a period of time when major UK based sporting events are just around the corner, UnionPay is able to continue optimizing the acceptance environment in the UK and better serve the visiting UnionPay cardholders.






Selfridges was the first retailer in UK to introduce China UnionPay terminals, provided by Streamline, and following a successful implementation has continued to roll-out more terminals across its stores.
The number of Chinese visitors to the UK has grown exponentially in the last couple of years. China UnionPay is one of the most widely recognised card schemes in the world, and since the introduction of China UnionPay terminals in our stores we have seen a significant increase in the footfall of Chinese visitors and the amount of money they spend, particularly on our luxury brand ranges."





Contact info:
E-Mail:ecpss2012@gmail.com
Skype: goodluck3801
Website :http://www.ecpss.com/index_en.html




Monday, July 16, 2012

China union pay ‘s Vision & Mission



China union pay ‘s Vision & Mission


1.     Mission and responsibilities:
As Chinas bankcard association, UnionPay has become the crucial and pivotal part of bankcard industry, and plays an essential role in the realization of interconnection between bankcard systems. Relying on UnionPay inter-bank transaction settlement system (CUPS), UnionPay promulgates and promotes the access standard of UnionPay inter-bank transaction settlement system to unify bankcard inter-bank technology standards and service specifications, to form a resource-sharing and self-discipline mechanism for bankcard industry, so as to conduct, coordinate, advance and promote the development of bankcard industry.
Commercial banks realize interconnection and resource-sharing between systems through the CUPS of UnionPay to ensure the inter-bank, inter-region and cross-boarder usage of bankcards.
The main responsibilities of UnionPay include establishing and operating UnionPay inter-bank transaction settlement system, and promoting the unified bankcard standards and specifications. UnionPay shall also provide basic bankcard service such as inter-bank information exchange, settlement data processing and risk prevention to commercial banks, merchants and cardholders, and promote the intensive and scale development of bankcard industry. Together with the commercial banks, CUP shall establish proprietary bankcard brands.

2.     Interoperability:
Since the establishment of UnionPay in 2002, it has promoted the interoperability of UnionPay Cards across China via a three-step method.
Step one: intra-city interoperability. Realizing intra-city interoperability for bankcards in central cities through urban bankcard information center.
Step two: interoperability in major cities. According to the 314 interoperability target proposed by Premier Wen Jiabao (i.e realizing interoperability operation and trans-regional usage of bankcards between systems of commercial banks in over 300 cities above the prefecture level across the state, inter-bank interoperability of various bankcards in over 100 cities, promoting unified UnionPay Cards in over 40 cities), realizing the inter-bank and trans-regional usage of bankcard in major cities.
Step three: interoperability across the state. On the basis of interoperability in major cities, gradually spreading the network to cities above the prefecture level and county class cities in developed regions, and expanding the interoperability to rural area through the special service of peasant-worker bankcards.

3.Proprietary brand:
UnionPay has established its uniform bankcard inter-bank transaction settlement system with proprietary intellectual property rights throughout China.
Coordinating with commercial banks, UnionPay has initially established bankcard standard and specification system complying with internal general requirements and applied such standards and specifications on CUP standard cards.
In Hong Kong and Macao and countries including Singapore, UnionPay Cards have become the preferred brand for domestic cardholders to use in overseas regions.
Proprietary brand UnionPay Cards (CUP standard cards) are issued by commercial banks according to the service specifications and technology standards of UnionPay with the combination of the international BIN standard of UnionPay, with the UnionPay mark on the lower right corner of the front side of the card and the first two numbers of the card number being 62.

4.     Internationalization:
To satisfy the increasing needs of Chinese people to use cards on business, tourism and study in Foreign countries, and extend the service provided by domestic commercial banks to overseas regions through UnionPay network, UnionPay actively carried out the construction of international acceptance network. Until now, UnionPay Cards are accepted in 125 countries and regions outside China. In Hong Kong and Macao and countries including Singapore, UnionPay Cards have become the first choice brand for domestic cardholders to use in overseas regions.
In the meanwhile, UnionPay also actively promotes overseas issuance of CUP standard card to provide payment facility to foreigners working, tourism and study in China. At present, financial institutions in 10 countries and regions officially issued CUP standard cards in local currencies.

UnionPay will continuously speed up its course of internationalization, strive to build UnionPay into an international bankcard organization with authority and public credibility in China, and international competitiveness and power of influence, and build CUP brand into a Chinese proprietary brand not only serving China, bur also a brand with global influence serving more and more countries and regions.


Contact info:
E-Mail:ecpss2012@gmail.com
Skype: goodluck3801
Website :http://www.ecpss.com/index_en.html










Let us know china union pay’s history




Let us know china union pay’s history
     
     Established in March 2002, UnionPay is a bankcard association established under the approval of the State Council and the Peoples Bank of China. At present, the Shanghai-headquartered UnionPay has about 400 domestic and overseas associate members. 




UnionPay has become the central and pivotal part of China
s bankcard industry, and plays an essential role in the industry development. As the bankcard association in China, UnionPay operates an inter-bank transaction settlement system through which the connection and switch between banking systems and the inter-bank, cross-region and cross-border usages of bankcards issued by associate banks could be realized. Based on the system construction and operation as well as the bankcard network, UnionPay actively collaborate with various industrial parties like commercial banks in the efforts to formulate and extend united UnionPay card standards and regulations, create independent bankcard brand, promote the development and application of bankcard, maintain an orderly bankcard acceptance market and prevent bankcard risks. 



The establishment of UnionPay stands for the formation of a new industrial system -
joint stipulation of rules, joint popularization of business, joint expansion of market and joint standardization of orders. It also indicates an intensive and scale development of Chinas bankcard industry as well as a new phase of comprehensive and rapid development.

Ever since its establishment, UnionPay has actively responded to the social and economic development in China and the demand for bank cards, with its industrial mission and social responsibilities in mind. UnionPay brings its functions as a bankcard association into full play through cooperation with relevant parties of bankcard industry like commercial banks and professional institutions to blaze a new trail with Chinese feature for the development of China
s bankcard industry. By doing so, UnionPay has not only safeguarded the economic and financial security of China, but also promoted unprecedented and spanning development of Chinas bankcard industry, and enabled China to be one of the fastest growing countries with greatest potential in the bankcard industry worldwide. 



With the joint efforts of UnionPay and several commercial banks, the bankcard netted utilization in China has been continuously deepened. In addition to the increasing coverage in the eastern regions and large and middle-sized cities, UnionPay network also extends to the middle and western regions, the middle and small-sized cities as well as the rural area. In 2010, domestic UnionPay acceptance network accelerated extension to small and medium-sized cities and the broad rural regions, the numbers of bankcard networking merchants, POS terminals and ATM machines respectively increasing by 40%, 38% and 31%. A scale bankcard acceptance network has been taken shape in China. Along with the continuous deepening of netted utilization as well as ongoing improvement of bankcard acceptance environment nationwide, the bankcard transactions also grow rapidly. In 2010, interbank transaction amount of domestic bankcard reached 11.2 trillion Yuan, a year-on-year growth of 46%. The proportion of bankcard consumption in the total volume of retail sales of social consumables increased from 2.7% in 2001 to 35% at present(note). 



In order to meet the growing demand for card use of the Chinese in overseas business, travel and study, and to extend the services of domestic commercial banks abroad via UnionPay network, UnionPay is dedicated to the construction of an international acceptance network. As of today, UnionPay cards have been accepted in 125 countries and regions outside China. Meanwhile, UnionPay also actively promotes issuance of UnionPay standard cards overseas, with a goal of providing payment convenience for foreigners in their work, travel and study in China. At present, 65 institutions in 17 overseas countries and regions have issued UnionPay card locally, with an accumulated card issuance volume of more than 10 million pieces.UnionPay cards are not only well accepted by the domestic cardholders, but also highly appreciated by cardholders in more and more countries and regions.

In response to the economic and social development in China and to fulfill the industrial mission and social responsibilities, UnionPay has joined hands with domestic commercial banks to create an independent bankcard brand - UnionPay card. In August 2003, UnionPay officially launched UnionPay card, its international and high-quality bankcard brand with independent intellectual property that meets unified business practices and technical standards. Thanks to the popularity of UnionPay cards, UnionPay brand also enjoys a high reputation in China. According to the investigation by A.C. Nelson, an international authoritative investigation institution, up to 100% domestic are familiar with UnionPay brand, a much higher rate than that of any other famous bankcard brand in China. 



UnionPay strives to promote various bankcard-based innovative payment businesses to meet the increasingly diversified requirements for card use. Cardholders can not only use bankcards at ATMs and merchant POS terminals, but also pay utility bills, book air tickets and hotels, repay credit cards and transfer money, among others, via various emerging channels like Internet, mobile phone, fixed telephone, self-service terminal and digital TV. Under the joint efforts of UnionPay , commercial banks and other relevant institutions, a bankcard acceptance environment with broader scope, more fields and more channels is taking shape. It will meet the diversified requirements for card use of the Chinese people.

The Chinese government has paid close attention to UnionPay since its establishment. On January 16th, 2010, General Secretary of the CPC Central Committee, State President and CMC Chairman Hu Jintao made a special trip to visit UnionPay during his inspection tour in Shanghai, praising that UnionPay card independently developed by UnionPay promoted the development of bankcard industry and brought convenience to the mass people in our country, pointing out that bankcard industry was a promising industry and encouraging us to constantly expand our business fields, improve our service level, accelerate our internationalization process, and strive to establish
UnionPay as one major bankcard brand worldwide. Premier Wen Jiabao has paid two visits to UnionPay. In his visit to UnionPay in May 2007, Premier Wen Jiabao highly appreciated the achievements obtained by UnionPay in the promotion of netted utilization, the construction of independent brand, the process of UnionPay internationalization and the innovation of bankcard payment. Premier Wen Jiabao also proposed the guidelines for the bankcard work under new circumstance: safety, unification, innovation and popularization. 



As China grows stronger, it calls for a robust and independent bankcard industry, which entails concerted efforts made by the entire bankcard industry in China. UnionPay will, in line with the new requirements of the government, sufficiently exert its function as a card organization, and collaborate with commercial banks to maintain the discourse right and a dominant position in China
s bankcard industry, safeguard the economic and financial security of China, further promote the development of bankcard industry, as well as provide quality, safe and efficient bankcard service for the public. The ultimate goal of UnionPay is to become a bankcard association with national authority and trustworthiness as well as international competitiveness and influence, and to create an independent payment brand of China with global influence that serves China and more countries and regions. 

Contact info:
E-Mail:ecpss2012@gmail.com
Skype: goodluck3801
Website :http://www.ecpss.com/index_en.html



Saturday, July 7, 2012

RMB Merchant Accounts


RMB Merchant accounts allow businesses and websites to accept RMB credit card , RMB debit cards,china union pay bank card  for services and products, and in today's economy they can mean the success or failure of a business or website. In fact, according to research people prefer paying with RMB credit and RMB debit cards over cash and in many cities, RMB credit and RMB debit cards are the number form of payment. Missing out on these customers can pose a serious risk to you company. The solution? Teaming up with a company who offer RMB merchant accounts at low rates.






With that said, making a decision to sign up for RMB merchant accounts is the easy part; the hard part is determining which of the many merchant accounts companies to go with. So many people offer RMB merchant accounts and not understanding what's important when looking at RMB merchant accounts can really hurt you. Unfortunately when people don't do their research and just go with the first RMB merchant account they find, they usually find themselves paying high rates, being stuck in long contracts, and overpaying for equipment.




Luckily, at Safe RMB Merchant Account, we have taken a lot of the hard work out of choosing RMB merchant accounts and created resources to help you choose the RMB  merchant account company that is best for your business. To begin learning about RMB merchant accounts, start by reading out RMB Merchant Account Guide. This will deepen your understanding of RMB merchant accounts and help you understand the most important factors to consider when researching RMB merchant accounts.








From there, we recommend getting quotes from multiple RMB merchant accounts providers. Getting quotes from more than one company allows you to weigh you options and truly understand the market. Additionally, it helps you get to know the companies and customer service. In our opinion, the three best companies to get quotes from are:
ECPSS RMB merchant account 
ECMCpay RMB merchant account 
EC RMB merchant account 




RMB Merchant Account
ECPSS RMB merchant account  has over 115,000 satisfied clients, an A+ rating from the Better Business Bureau, and will match any competitor's rates for RMB merchant accounts and credit card equipment.




Call Today: skype:goodluck3801
On Debit Transactions
Chosen By More Than 115,000 Businesses
Quick and Easy Account Setup


Get started today !


Contact info
skype:goodluck3801 
E-Mail:ecpss2012@gmail.com
website:http://www.ecpss.com/index_en.html    
               http://www.ecmcpal.com/



Thursday, July 5, 2012

Top Ten Things to Know About ECMCPAY


1 Use ecmcpay for all your oline shopping .
ecmcpay isn't just for ECPSS merchant website .use it at thousands of your favourite online stores . you can find great deals from selected retailers any time at our ecmcpay shopping site . And of course you can use ecmcpay to pay for items on any website .


2 shop without sharing your financial info.




your financial security is our highest priority .shop safer online knowing that retailers never see your bank or credit card numbers when you use ecmcpay.Better still , you are protected from any unauthorized payment made from your ecmcpal account .


3 keep earning credit card rewards.


when you pay with your credit card via ecmcpay, you will continue to earn your credit card rewards ,such as air miles ,points ,and cash bank.


4 ecmcpay isn't just for shopping. 


use ecmcpay to send money via e-mail (or even cell phone ) to almost anyone in 190 markets and 24 currencies-all you need is their e-mail address .it's perfect for splitting the check ,paying the babysitter,or sending money as a gift.And when you sell stuff online ,ecmcpay is great way to get paid quickly.


5 you don't need money in your account to shop.




ecmcpay is so easy .you can use it even if you have no money in your ecmcpay account.just add your bank account ,credit card ,or debit card to your ecmcpaypal account and use any of these as a source for your payments.you can also add money to your ecmcpay account with moneypak.


6 make a difference with ecmcpay 




use ecmcpay on microplace to empower people to start a business and work their way out of poverty . your investment will make difference in the lives of the 
world's working poor .it's the smart way to do good in the world .And with ecmcpay,you can also make a gift to your favorite non-profit organization by donating money using your ecmcpay account .


7 Transfer money Abroad.



sending money abroad with ecmcpay is affordable , secure and fast. For just small little money ,you could transfer larger USD money to anywhere in the world ,for example ,when you use your bank account or ecmcpay balance .The prices to transfer money abroad with ecmcpay are low-and this is the safer way to do it!use our fee calculator to find out how little it costs .


8 send money with ecmcpal-it's fast and free!




ecmcpay is the faster way to send money to friends and family .And if you use just your bank or ecmcpay balance ,it's free .Neither you nor the recipient will pay any fees,so go ahead and split dinner bill or send cash gifts and don't worry about any fees.


9 with drawing money from your ecmcpay balance is easy .


you can move from your ecmcpay balance into your bank account any time .it takes about 5-7days and it's free .just link your bank account to your ecmcpay account. 


10 ecmcpay uses the latest Anti-fraud Technology .




 For tools that help you stay secure,visit the ecmcpay security center. we are always on the lookout for spammers and fraudsters,and we never share your financial information with your merchants .




For tools that help you stay secure.
visit the ecmcpay security center .


Contact info
skype:goodluck3801 
E-Mail:ecpss2012@gmail.com
website:http://www.ecpss.com/index_en.html   
               http://www.ecmcpal.com/





Wednesday, July 4, 2012

Choosing Perfect chinese Pharmacy Merchant Account Company-ECPSS



If you own a web-based pharmacy business, which you want to expand and make more profitable, you will need to deal with online credit card processing. To be able to satisfy the needs of modern shoppers, an increased number of ecommerce merchants began accepting plastic cards as payments.


To provide online shoppers with advanced payment method you will need to find payments services provider offering reliable merchant account solutions for the Internet credit card processing. Getting online merchant account for your pharmacy business may turn out to be a pricey investment, thus be sure to carry out decent investigation before choosing pharmacy merchant account provider.
Online credit card processing will help attract more customers to your web-based replica store and consequently increase the volume of sales. Though ecommerce merchant account has lots of beneficial features that can help develop your business, the wrong choice of credit card processing firm may negatively affect your business. 



When searching for the merchant account providing company you need to be sure that you get superior services for the most affordable rates. Various credit card processors charge various fees, so always study and compare fee structures offered by not less than 5 credit card processors. Some companies have flexible rates that easily adjust to various businesses and allow to process payments without paying excessive transaction fee. Before making final decision and signing an agreement, you need to get detailed information about the fees you will be charged for using credit card processing services.

The quality of provided services is as important as affordable rates. Without getting top-notch services that fulfill the requirements of your home business, you will not be able to succeed in your business. No matter whether your business is big or small, your pharmacy merchant account provider should offer multi-currency acceptance in addition to the acceptance of the most popular credit cards. Without these features, your web business will have limited trading opportunities and you will never boost its potential to the desired level.



It is not a secret that online merchants are frequent victims of cyber criminals trying to steal money with the help of fraudulent transactions. If you do not want to be defrauded and want your money to stay within your business, be sure to check if the merchant account company is able to provide secure payment getaway and advanced fraud protection software. It is also important that you get 24/7 customer and technical support.


Without getting adequate package of services for a reasonable price, you will never avail all advantages of the Internet credit card processing.


Contact info
skype:goodluck3801 
E-Mail:ecpss2012@gmail.com
website:http://www.ecpss.com/index_en.html  

How to choose the right pharmacy merchant account ?


Merchants engaged in online trading should have ecommerce merchant accounts, as this type of account enables to process and accept plastic card payments. Having online merchant account and accepting debit/credit card payments is crucial for the successful development of your web pharmacy business. 


Pharmacy merchant account will provide online shoppers with advanced and reliable payment method, which will make online shopping and trading more beneficial and pleasant. It will also help manage your Internet pharmacy business more effectively, as well as get greater profit. 
Getting pharmacy merchant account is not difficult, as there are many payment solutions providers offering credit card processing services for virtually all types of online businesses. Of course, to get decent credit card processing services you need to find a merchant solutions provider offering services that meet the requirements of your business.
Start looking for payment services provider on the Internet. The Web is crammed with companies providing ecommerce merchant accounts and credit card processing services. In order to get the best services you need to carry out a detailed research. Though this type of research may take some time and effort, it will help avail all advantages of having ecommerce merchant account. 


When looking for pharmacy merchant account provider pay attention to the offered services and rates. The services should meet your business needs. Be sure to compare fess offered by several merchant solutions providers, because excessive rates may ruin all your business plans. If you are not sure which company to choose, it is advisable reading customer reviews and visiting online forums, where ecommerce merchants share their experience of cooperating with different pharmacy merchant account providers. 




In order to make the process of getting online merchant account faster and smoother, be sure to learn what requirements you need to meet to be approved for your pharmacy merchant account. In most cases, it is required opening regular bank account. Some merchant account providers may ask for your certificates and business licenses. A few credit card processors require providing federal tax identification or social safety number. All the requirements are usually listed on a merchant account provider’s website, so be sure to learn them well in advance. 
With opening pharmacy merchant account, you will get an innovative marketing tool, which will help expand your business globally and generate international sales. International sales become possible due to multi-currency acceptance. Besides, you will be able to process major credit cards and get reports on completed transactions. 


Pharmacy merchant account companies provide secure payment getaway and guarantee complete protection of all financial information. You will save the trouble of updating a customer base, every time you generate a new sale. In other words, your credit card processor will handle all payments and other related issues. 







Contact info
skype:goodluck3801 
E-Mail:ecpss2012@gmail.com
website:http://www.ecpss.com/index_en.html 

Offshore ECPSS — Reliable High Risk & Third Party Services


Take the best rates and earn money simple with ECPSS High Risk Offshore Merchant Account Services
We specialize in providing offshore merchant account and third party merchant account payment solutions to international businesses.




ECPSS provides a credit card payment gateway allowing you to clear all major credit cards  against very competitive rates. We provide reliable Merchant Account Services. If you use the ECPSS you will benefit of a substantial sales increase, as well as lower costs. ECPSS offers these solutions in integrated packages that will perfectly adjust to your company requirements, in any field of work. We processes for both low-risk and high-risk merchant accounts. We set your rates as determined by your type of business. "Low risk" businesses such as web hosting qualify for a lower rate, whereas a "High risk" business such as travel merchant account have higher rates. A business is generally classified as high risk when both its chargeback potential and the likelihood that it will shut its doors and disappear over-night are considered high based on the history of that type of business. Whether a business is considered high-risk by ECPSS and our banks depends on on many variables. For high volume merchants we provide XML API interface for direct credit card transactions processing.




Here are some of the high risk merchant accounts that we will accept for credit card processing:
General eCommerce merchant accounts
Online dating merchant accounts
International Call Center Accounts
Voice over IP merchant Accounts
Web Hosting accounts
Outbound Telemarketing Merchant Accounts
Prepaid Phone Card Accounts
Vitamin and Herbal Product Merchant Accounts
TMF Merchant Accounts
High chargebacks/refunds merchant accounts


Key Benefits


Visa 3d Secure and Mastercard SecureCode available;
Own descriptor for big volume merchants;
XML API interface or hosted order page;
Quick online payment implementation;
Acceptance of the main credit card types;
Support shopping cart systems: OSCommerce, CubeCart, X-cart, ZenCart, Shop-Script, Virtuemart, Magento;
Secure Server (under SSL certificate);


Administration merchant web interface;
Complete products, services and membership management;
Shipping fees management;
Customized shopping cart and order page design;
Immediate integration with your website;
Integration, reporting and password management tools;
Every country is welcome;
Powerful Marketing Tools, including Affiliate programs;
Recurring billing supported as well as free trials for your clients




Contact info
skype:goodluck3801 
E-Mail:ecpss2012@gmail.com
website:http://www.ecpss.com/index_en.html

Monday, July 2, 2012

PayPal VS ECPSS Merchant Account


Small business from start up to success.
Selecting the Best Payment Solution for You:
PayPal vs. ECPSS Merchant Account


Which is better, PayPal or a ECPSS merchant account? We get asked this question... a lot. Each has its benefits and its drawbacks. To make your choice as easy as possible we've created a side-by-side comparison below. 
The first thing you need to know is that there are two components to processing credit cards with a web site. There's a gateway which connects your web site with the credit card processor, and the credit card processor which actually processes the transaction. You always need both elements to accept credit cards on your web site. 


Now that you know that, let's compare both below and see what's best for you and your situation.


PAYPAL:
Low budget, easy to install.


WHAT IS PAYPAL?
PayPal is an all-inclusive external payment solution. This means that people leave your web site to pay their bill, and then come back to your web site when they're done. PayPal handles all the security for you which is nice. All you have to do is tell PayPal how much to charge, and they do the rest.


HOW MUCH DOES PAYPAL COST?
PayPal doesn't have any upfront costs. There is no application fee, no setup fee and no monthly fees for the basic package. PayPal will deduct a percentage from each payment people make. This way if you don't make any money, you don't spend any either. 




HOW DOES SHIPPING WORK WITH PAYPAL?
Shipping can be a problem with PayPal. The number one complaint we get from PayPal users is the inability to calculate specific shipping amounts. While PayPal offers several shipping packages, real-time shipping calculations with UPS or FedEx is not available.


WHAT ARE PAYPAL'S BENEFITS?
PayPal is extremely easy to use and it's a name that people trust. If you are starting a brand new business, people will trust making a payment through PayPal. Accepting international payments is also a breeze with PayPal. Last but not least, the operating costs are low and it's easy to install.




WHAT ARE PAYPAL'S DRAWBACKS?
The shipping issue is a symptom of PayPal's biggest drawback... flexibility. Because PayPal is a self-contained 3rd party system, you have to work with the tools they give you. You can't create coupon codes that give 5% off. You can't highly customize your email receipts and so on and so forth.


OVERALL OPINION OF PAYPAL:
PayPal is an excellent payment solution for a business on a low budget that wants to get up and running quickly and easily. In the long term you may outgrow it and move to a more flexible ECPSS merchant account solution.


want one ? click here to apply 








ECPSS MERCHANT ACCOUNT:Invisible, highly flexible.


WHAT IS ECPSS MERCHANT ACCOUNT SOLUTION?
ECPSS merchant account solution can be provided by one company or two. Either way you'll need a gateway and a processor. The end result will be an internal payment solution where you control the entire process and customers never leave your web site. Your site handles security and manages all the data. 


HOW MUCH DOES ECPSS Merchant account COST?
Application fees range from 1000 to 3000 here and annual fees can also vary widely. Our advice is to never apply at your bank for a merchant account. They are always too expensive. In addition to those fees, there will be per transaction fees that vary.




HOW DOES SHIPPING WORK?
Shipping works any way you want it to. We can create a real-time shipping situation where you get accurate UPS,TNT,EMS,DHL,HongKong Post calculation for example. We can do tiered shipping, flat rate shipping or any other shipping because ECPSS merchant accounts are flexible. 


WHAT ARE THE BENEFITS?
The biggest benefit is flexibility. You can offer coupon codes, you can create customer accounts, you can create mailing lists... anything. If you can think it, you we can do it for you.


WHAT ARE THE DRAWBACKS?
The biggest drawback is cost. Additionally, accepting international payments with merchant accounts can be very tricky. Other than that, there's the customer trust factor. If you are a brand new business you have no track record of trust although there techniques we can use to build trust in those situations.




OVERALL OPINION OF MERCHANT ACCOUNTS:
The ECPSS merchant account is a supremely flexible solution that will grow as your business grows. In the short term it will cost more to get up and running but in the end it's usually worth it.


want one ? click here to apply 


Help is waiting for you.
Our experienced consultants will be glad to help you figure out what the best solution is for you. If you have an existing web site or you're planning on building a new one, choosing the perfect payment solution for your needs will be an important part of your success. Contact us with any other questions you may have and we'll be happy to help.




contact us now !
Free quote and consultation , you have nothing to lose and everything to gain.


Your  Name and Title:
Your E-mail Address:
Your Message To US:


Contact info
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E-Mail:ecpss2012@gmail.com
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